Personal Risk Insurance
If something were to happen to you, how would your family cope financially? Would they be able to pay the mortgage, keep up with daily expenses and continue to live the lifestyle they were accustomed to? At this emotionally charged time, the last thing they need is financial pressure adding extra strain, which is why it’s important to have life insurance to protect the things you’ve worked hard to create.
But what type of life cover do you need and how much cover is enough? A Coastwealth Adviser can help you answer these questions and ensure your family and your lifestyles are protected financially in case things don’t go according to plan.
Insurance can be a tricky area with lots of options to consider so talk to us today to protect you and your family today.
Term Life Insurance
Term life insurance provides financial protection to your beneficiaries, your family and their financial future by paying a lump sum in the event of your death or diagnosis of a terminal illness.
Total & Permanent Disability (TPD) Insurance
TPD insurance provides financial protection to you, your family and their financial future by paying a lump sum in the event of you become totally and permanently disabled.
Trauma or Critical Illness Insurance
Trauma or Critical Illness pays a lump sum on the diagnosis or occurrence of one of a list of specific illnesses such as heart attack, cancer or stroke.
Income Protection Insurance
Income Protection insurance provides a replacement income of up to 75% of your current income if you are unable to work due to illness or injury.
Business Expense Insurance
Business expenses insurance covers the ongoing costs of your business if you are self employed and cannot work due to illness or injury.
Business Key Person and Succession Insurance
Key person insurance covers the losses incurred when a person essential to the success of your business is injured, becomes sick or dies.